Nick Staker, NMLS #146802

Regional Sales Leader/Senior Loan Officer

Nick Staker is an award-winning mortgage planner who has been providing clients with superior mortgage services since 2002. He was recently named in Scotsman Guide as the #3 USDA Loan Originator in the State of Indiana (ranked #25 in the Nation) for 2015. In 2013, he was #1 and #18, respectively.

Your 1st CHOICE USDA Home Loan Lender!

Academy Mortgage's USDA Home Loan Program provides 100% financing for low- to moderate- income homebuyers wanting to buy a home in a rural development area in Indiana.

Affordable Government-Backed Loans for Homebuyers in Rural Areas

Have Question? Get Answers.  |  260-494-1111 |

Indiana USDA Mortgage Service Center





down payment


10729 Coldwater Road Suite 200 & 220, Fort Wayne, IN 46845
Direct: 260-494-1111  |  Fax: 800-849-3426  |  Email:

Low Rates and Fees

We offer competitive rates and closing costs.

Direct Lender

Our mortgages directly from us to you.

Quick Closing Times

No need to loose your cool. We close loans in record time.

Easy Application

No complicated forms and unneccessary paperwork.

“Our goal is to ensure that each person obtains a carefully-tailored loan program that fits their short- and long-term financial plans.”

Nick Staker
Regional Sales Leader/Senior Loan Officer, Academy Mortgage

USDA Home Loans

Reviews on Zillow

See all reviews
"Nick and his team were absolutly amazing through the entire loan process. They made everything extremly easy especially as a first time home buy... more "
by JustinaSwihart90 from Fort Wayne, IN
"Nick Staker and academy mortgage was an outstanding mortgage company to work with. Nick and his staff are professional and knowledgeable, and wo... more "
by rptafa from Fort Wayne, IN
"I bought a home back in December 2016. I never thought we would see the day to get approved to buy a home. I would recommend Nick Staker and his... more "
by carihubbard86 from Fort Wayne, IN

LO NMLS #146802 | LO State Lic IN #14894 | Corp NMLS #3113 Corp State Lic IN #10966 | Equal Housing Lender

Source: Scotsman Guide's Top USDA Originators by Volume 2013 and 2015

Contact us right away and start on the path towards 

homeownership with a USDA Mortgage from Academy!


Fill out the form below & we will reach out to you 

right away to schedule a no-cost consultation.

Program Benefits:

  • 100% financing on a fixed-rate loan, based on the appraised value of the home.
  • One-time 1% guarantee fee may be included in financing.
  • Monthly .35% USDA fee is included in the monthly payment and is often less expensvie than private mortgage insurance.
  • No down payment required.
  • Competitive interest rates.
  • Lender fees and closing costs (including prepaid funds) may be contributed by the seller, or may be eligible to include in the loan, depending on the appraised value.
  • Gifts or grants permitted from family, friends, and non-profit agencies.

Program Eligibility and Property Requirements:

Both first-time and experienced homebuyers may take advantage of a USDA Home Loan, provided they meet the following qualifications:

  • Income limits cannot exceed the USDA's Rural Development Single Family Housing Guaranteed Loan Program income limits for the area.
  • Must have a minimum credit score of 640 and debt-to-income ratio of 41% (Higher DTI allowed with scores over 680).
  • Eligible properties include existing single-family homes, new construction, modular homes, planned unit developments (PUDs), and eligible condominiums.
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